Financial Anarchist

I am a late 20s female from Canada. I work in Public Relations. This blog chronicals my journey from debt to extreme early retirement, where I will escape wage slavery and opt-out of becoming a pawn in the Corporate Monarchy. 2011 Goals: pay off debt, renovate house. 2012 Goals: rent out part of house, bank and invest $100k, semi-retire.

Top Reasons to Keep your J*b (for now).

A carrot was danlged in front of me this week, that if grabbed, will interrupt my ERE dreams with even more hardcore careerism.

And then, while painting my toenails at the office with the other colleagues (I work with 99% women), it occurred to me that sometimes, there are benefits to this whole 9 to 5 gig (not a lot, but just enough to make me possible stick it out a couple more years). 

Here they are, and hopefully, this will inspire you to keep at it and keep on trucking’ until ERE kicks in.

The No-Brainers:

1. Benefits: explicit and implicit.

Obviously health benefits are great. As employee discounts and access to resources. For example, for a small monthly fee to my credit card (about $20 bucks, I had access to the excellent lawyers at a discounted price, sometimes even free).

2. Prestige/status

Having a job gives you legimacy in the modern world. Titles are everything, and sometimes if you work at very well-known company, it can be flaunted like a designer handbag.

3. Sense of purpose/importance

When I was packaged out a few years ago, I knew I still wasn’t ready to leave the work force when I did my daily Starbucks-in-sweatpants routine, watching all those attractive, confident, smartly dressed people on their way to work where people will LISTEN to them and respect their opinions and act on their ideas.

4. That regular paycheck


The No-So-Obvious Reasons:

5. Credit

For now, with my low network, in order to acquire property, I need to have a steady pay check, otherwise, the banks will laugh me out of their offices. 

6. Time-leveraging

You know what’s better than getting a pay check? Getting two for the same amount of time spent. In my down time on my day job, I’ll quickly get some freelancing done, there by increasing my income per workday, or as my friend likes to say “increasing my pennies per second.” Employers call this “time-stealling.” I call this “time-leveraging” - instead of surfing the net looking at Pinterest like my colleagues, I’m increasing my pennies per second. And no, I don’t feel guilty about this.

7. Seed money

My salary is my start up seed money, it’s the spring board for my other businesses, it’s what covers the mortgages when my tenants flake or I have vacancies, it funds the start up costs of my new online and offline publishing ventures.

8. Professional skill development

From sales training, to learning how to negotiate with vendors to corporate behavioural subtleties and progressional decorum, you’ll fine-tune this skills that will help people take you seriously in your entrepreneurial business deals. This is even more important for those who have more difficultly getting business-y people to take them seriously.

Whenever you get frustrated with your 9 to 5, just remember the above. It’s just the launch to your better, more abundant, ERE life.

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